You can get different types of Bank Card. They are:

• Cash Card
• Debit Card
• Credit Card

Most Bank Cards are Chip and PIN Cards. To use them you will need the correct PIN. Each card has a different PIN - a secret number just for you. If you find it difficult to use or remember a PIN, you can ask your Bank for a Chip and Signature Card instead.

Cash Card

If you have a Cash Card you can only take out money from a cash machine, and only as much as you have in your Bank Account.
This card is the one you are most likely to get with a Basic Bank Account or a Savings Account.

Debit Card

If you have a Debit Card you can take out money from a cash machine ANDyou can use your card to pay for things such as shopping at the supermarket.
This card is the one you are most likely to get with a Current Account.

Credit Card

A Credit Card is a Bank Card with which you can pay for items from shops and, at the end of the month, you will be sent a bill. You then have to pay this bill – if you do not you will be charged interest.
Please ASK SOMEONE if you are thinking of having one – and make sure you know what it is!