Telephone Banking

telephone banking customer


Some Banks will let you use the telephone to do your banking.


Be careful!


be careful if someon else tries to call telephone bankingIt must always be YOU that makes the phone call. If you are not happy doing this, telephone banking may not be right for you.

If anyone else tries to call, your Bank Account may be stopped. That would mean that you CAN’T take out any of your money.



telephone and high street bankingSome of the Banks let you use the telephone to do your banking AND you can also go into the Bank in the high street.

phone only banking

Other Banks are ONLY on the telephone.

ring a special numberIf you want to use telephone banking you will need to ring a special telephone number.

When you do this you will need to know your Account Number and Bank Sort Code.
a secret number


You will also need to remember a special secret number called a Personal Identification Number or Telephone PIN which the Bank will give you.

You may also be given a secret password. You can change your password to one you can remember more easily, like a shape or something that is special to you. And as well as these you will need to remember some other personal security details. If you are not good at remembering words or numbers then telephone banking may not be good for you.

ACCOUNT NUMBER
This is the number that only you have.
SORT CODE
This is the number that is for your Bank.
SECURITY DETAILS
These are things that the Bank will have on their files to
make sure you are who you say you are and they are
things like your date of birthor your mother’s maiden
name. You are most likely to be asked for these things
if you Bank by telephone or on the internet.


Important!

keep information secret

You must ALWAYS keep your Telephone PIN secret.


never tell other peopleYou must NEVER tell anyone your PIN – not even your friends or the Bank workers.

You must also keep your Account Number, password and security details secret and safe.


You CAN tell the Bank worker your Account Number, Sort Code and security details, but you will only ever be asked for PART of your password, not all of it. You should NEVER be asked for the whole password.

If a Bank worker does ask you for your whole password, or if you are worried, DO NOT tell them. Afterwards tell your Bank what happened.

banking day or night
With telephone banking you can ring up to find out how much money you have in your Bank Account at any time of the day or night.
banking from home

Telephone banking means that you can manage your Bank Account from home.