Paying For Things with A Bank Card

paying with cash card
With some Bank Accounts you can pay for things using your Bank Card. To do this you will need to know your Bank Card PIN.


If you find it difficult to put in a PIN or to remember it, you can ask your Bank for a Chip and Signature Card.

Using a Bank Card to buy things in a shop or resturant
card in handheld machine
Your Bank Card will be put into a hand-held Chip and PIN machine, but this MUST always be done in front of you so that you can always see your Bank Card.

card approvedYour number (or signature) will then be checked and, if you have enough money in your Bank Account, it will say that the money will be paid to the shop.

card out of machine

Next, you will be asked to take your Bank Card out of the machine.

receipt

You will then be given a receipt that tells you how
much you have spent.

If the machine is not working, you may be asked to sign a piece of paper instead. You will be given a copy as a receipt.

Important!

keep records
When you use a Bank Card you must remember to keep a record of how much you have spent so that you don’t spend more than you have in your Bank Account.