Why do I need a Bank Account? Checklist

Deciding if you need a Bank Account can be quite confusing. To help you decide, you can PRINT THIS PAGE and then simply answer all the questions below.

If your answer is ‘YES’, put a tick in the green circle.
If your answer is ‘NO’, put a tick the red square.

If you don’t understand or are unsure about any of these things, please get someone to help you.


1. Do you receive benefits ?
2. Do you have a job ?
3. Do other people give you money in the form of a cheque ?
4. Do other people send you money to transfer direct ?
5. Do you want somewhere to keep your money safe ?
6. Do you need to make payments to people ?
7. Do you want to save for something special ?
8. Do you have to pay rent ?
9. Do you have to pay bills ?